What is the role of insurance agent?

Insurance agents sell and negotiate life, health, property, or other types of insurance to match the needs of their clients. As an insurance agent, you may work for an insurance company, refer clients to independent brokers, or work as an independent broker.Apr 9, 2019

What is the difference between insurance broker and insurance agent?

The biggest difference between an Insurance Broker and an Insurance Agent is the people/organization they represent respectively. An insurance broker represents you as the client whereas an Insurance Agent represents the company they are employed by as their client, and you become the customer.

What are the types of insurance agents?

There are two types of insurance agents:Captive Agents. Captive agents work for one insurance company either full-time or as independent contractors. … Independent Agents. … Retail Brokers. … Wholesale Brokers. … Surplus Lines Brokers.

What skills do insurance agents need?

Below are some of the characteristics a successful insurance agent needs to complete their puzzle:People Skills. People skills are the number one characteristic of a successful insurance agent. … Good Salesmanship. … Customer Service Skills. … High Energy Level. … Honesty. … Knowledge on a Variety of Products. … Choose the Right Carrier.

What do insurance agents wear?

You should dress to match your audience. A small business owner, with a casual office environment, a polo with a company logo and dress pants. If you are meeting in the board room with a larger business owner, presenting to the entire company, a suit would be more appropriate.Jun 4, 2016

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