How do I speak to someone at Credit Acceptance?

Call Credit Acceptance at 1-800-634-1506 to report the issue.

How do I make a payment arrangement with Credit Acceptance?

Call 1-800-634-1506 to set up free automatic recurring weekly, bi-weekly, semi-monthly, or monthly payments. Payments are posted according to the schedule established by the customer. Changes to recurring payments need to be made one day prior to the next scheduled payment date.

Is Credit Acceptance being investigated?

Investigation of Credit Acceptance Corporation (CAC) Predatory Subprime Auto Loans. Migliaccio & Rathod LLP is investigating potential claims of predatory subprime auto lending by the Credit Acceptance Corporation (CAC) across the United States.

Is there a lawsuit against Credit Acceptance?

Credit Acceptance in September finalized a $27.2 million settlement with the state of Massachusetts over that lawsuit. For 2021, Credit Acceptance reported total net income of just more than $958 million on revenue of more than $1.85 billion. The company’s net income net income more than doubled from 2020 to 2021.

How long does it take for Credit Acceptance to repo your car?

How long does Credit Acceptance Corp take to repossess my car? Repossession law varies slightly from state to state and range from 3 to 5 months after you stopped making payments on your Credit Acceptance Corp loan.

How many car payments can you missed before repo?

If you’ve missed a payment on your car loan, don’t panic — but do act fast. Two or three consecutive missed payments can lead to repossession, which damages your credit score. And some lenders have adopted technology to remotely disable cars after even one missed payment.

Can I trade in my car with Credit Acceptance?

You can sell or trade in your vehicle at any time. You’re free to drive as many miles as you like.

Is Credit Acceptance a collection agency?

Credit Acceptance is a debt collection office located in Southfield, Michigan. It opened for business in 1972, has 100 to 249 employees, and is managed by its CEO, Brett A. Roberts.

How can I get my Credit Acceptance account number?

Navigation. You can find your account number in the retail installment contract that you received at the dealership. You can also call us at 800-634-1506.

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